Sarah B Nuz

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Thieves who destroy credit

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This disaster of company must certainly not be a True Canadian Organization, they pressure you for a payment every two weeks. Then promise to help you rebuild your credit after paying and paying. Offering up an expensive tablet as well as a credit card, which never shows up, but still taking your money, and still nothing gets fixed with your credit. Then they harass you with creditors for thousands of dollars - currently destroying my credit for something I never received. They took bi-weekly payments from my accounts for months until I had my bank apply a stop payment, the promised improvements to my credit never took place, despite all funds paid to Skycap Financial. Absolute disaster. This has been reporting on my credit since 2015 at $4,353 and now reports a balance of $8,824. Unreal. These people are criminals.
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Loss:
$8824
Pros:
  • Absolutely no pros
Cons:
  • Not a professional company or staff
  • Are taking advantage of candians in need by scamming them

Preferred solution: Absolute clear balance and reporting to credit agencies as paid in full and no poor ratings.

User's recommendation: Stay away !!

1 comment
Guest

Yes I too am a victim I never receieved said tablet and card, also the money borrowed where did it go as I didnt see any of it so why should I be owing back any of it which was 2300 and my credit is still the same so no payment went to credit canada. I would like this resolved so I will be taking this to court, would be nice if others that were victims to this company we should all go after them as a class action etc...

Anonymous
map-marker Edmonton, Alberta

They take from you, not loan you money.

I didn't even know this had taken place until my account was hacked and money was missing. I never received any loan money from them. So how can they take money from my account when there was no transaction. They are stealing from unaware people like me. SCAMMERS
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User's recommendation: Do Not Open that cite. SCAM

2 comments
Iyla Ngk

Evident I never recieved a loan ever from SkyCap F. US.

I recently recieved scam from the agency claiming I owe thousands and they have paid a credit union to now scam on thier behalf. Funds from my personal account in the amounts of hundreds were taken without authorisation. I have never concealed my bank info or location and somehow they searched confidential files and scammed ruining my personal credit score since 2016. it is now Dec 2020 and i have recieved obnotious lenghty foreign language calls on my personal cell plus texts 3?

times per day saying I owe them my money?

What is the solution to rid of scam? and how are the collection agencies apart of the picture?

Loreta Vrd

Scammers they are telling me i owe them 4000 dollars and i never got any loan from them.dont use these people they ruin your credit score

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AGUSTIN C Kij

DO NOT USE THIS COMPANY,

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DO NOT USE THIS COMPANY THEY ARE NOT A GOOD AND TRUSTED COMPNY THEY TRICK YOU IN AND TAKE YOUR MONEY WE GOT A LOAN THRU THEM EVEN KNOWING THAT THEY WHERE INFACT A BUNCH OF SCAMERS. WE STILL GOT THE LOAN AFTER WE GOT THE FUNDS WIRED ON A 7K LOAN WE ONLY GOT 6200$ WE ASKED THEM WHY ARE WE ONLY GETTING 6200$ ON A 7K LOAN THEY SAID WE HAD TO PAY FOR THE FEES OUT OF THE LOAN! AND I SAID THERS 800 IN FEES? THEY SAID YES. AND WE HAVE TO PAY BACK ALMOST 10K REPAYMENT. BECAREFUL WHEN YOU ASK THEM ABOUT THE REVIEWS THEY SAY ITS NOT THEIR COMPANY, DO NOT USE THEM OR YOU WILL REGRET IT LIKE US.
View full review
Loss:
$5000
Pros:
  • No pros
Cons:
  • It is a scam
  • Not a professional company or staff
  • Bad customer service
Reason of review:
Bad quality

Preferred solution: Let the company propose a solution

David A Tlx

Attempted extortion on person who does not know who they are, refusal to provide Disclosure

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I have never heard of this company before they started making harassing phone calls for me CONSTANTLY. They have NEVER told me any suspected amount i owe them, or what for! NO idea where they got my name, phone number, or other PRIVATE personal information. I have reached out to RCMP CCU to investigate for criminal FRAUD proceedings. A File is being sent to Consumer Protection Canada for investigation, as they have knowledge of this company. This Company has had access to my Banking information, from where, i do not know, but their investigation revealed FRAUD and my accounts were Frozen. My Credit File was damaged as result of this company reported a debt i know nothing about. I suspect this company hovers around Court of Queens Bench, searching for people who have been discharged from Personal Bankruptcy, to use as prey! They also have some association with a company called Canada Credit FIX, who lure people in the web after a Bankruptcy. Additionally, after my first contact with CCF, my computer was hacked, and reported to me by Microsoft, who suggested i secure all my accounts immediately.
View full review
Loss:
$5000
Cons:
  • Are taking advantage of candians in need by scamming them
  • This is a scam
Reason of review:
FRAUD

Preferred solution: Full refund

Anonymous
map-marker Kingston, Ontario

Credit Report showing over $5000 loan from Skycap Financial

I was checking my credit score and noticed that there was a loan from 2014 with Skycap Financial - Kingston, Ontario. I have never lived in Kingston.

I know definitely that I did not sign any legal paperwork with them as I keep every legal document on file. This is affecting my credit score and I have no reason to pay for it since I never dealt with them in any way shape or form.

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1 comment
Machele Imf

Have you considered that someone actually took out a loan with Skycap Financial in your name? If so, that would mean someone has access to your personal info like SSN, name and address, etc.

You need to contact them and see if you can find out more information. They may or may not give you information, but tell them that it would appear you are the victim of identity theft and need to get this resolved as it is affecting your credit. You may also contact the credit reporting agency and advise them of the situation. There are many ways your identity can be stolen, from a breach of some company you deal with and have given personal info to all the way to someone you know who has your personal info and decided to use it to get a loan.

Who knows? Better find out sooner, rather than later.

Anonymous
map-marker Montreal, Quebec

Worst service

I got a loan last year no problem made my payment on time and was denied this time my credit hasn't changed since then nor has my job but yet I got denied so I owe 300 on my previous loan and will never call on this company again go easy has never treated me like this so as of now have email I get for loan approval for this company will be going straight to the trrash.hard to keep a small business going when you can't get a little help.thanks for nothing.
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Darryl W Wkj

They prey on you...beware

DO NOT deal with Skycap or Credit Slab. Beware of them. Once again do not trust them no matter what they try to tell you!!!!!!!!!!!
View full review
Loss:
$8288
Cons:
  • Will destroy your credit
Reason of review:
Bad quality

Preferred solution: Full refund

Danny P Mju

What a scam

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I signed with them to repair my credit in 2016, the silver tongued agent sounded very professional and helpful. I was to receive a CATvisa card and a tablet to track my progress. I neither received the card nor the tablet, but they kept taking the money $171/mth. My wife passed away 1 1/2 years ago resulting in my income being halved and could no longer make the payments. They continued to try to withdraw the money until I suffered several NSF charges and hace now sent me to collections. 9 phone calls per day until 10pm sharpe! What a nightmare
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1 comment
Guest

I am in the same boat they keep phoning me and have sent me to collections. I never received any thing from them and they keep trying to get my money they claim I owe them they withdrew money from my account until I had non left and had to put a stop payment which cost 7.50 per month.

They claim I owe them $2400.00 for an account which I don't have.

They call at all hours of the day and the night. I am not sure where they find this information and I do not owe them anything.

Anonymous

DO NOT USE THIS COMPANY

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I signed up for canada credit to get help with my debt. I was told that i would pay 69.00 a month to CANADA CREDIT. There was no mention of this Skycap financial. I lasted a few months because i was waiting for the piece of *** tablet, that apparently helps me with me credit. WRONG!! I got no instructions with this tablet, didnt charge at all. And always asked for an update on the programs. I quit the program. I told them.i wasnt paying for services i never recieved to help me build my credit. A few years past and now i look at my credit score, and Skycap financial is on there for 3000.00, oh a a credit bureau is calling me. I never signed for a loan or asked for a loan!!! I have tried to reach out to skycap, and No responce twice.
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1 comment
Guest

I have also reached out to them several times with absolutely no response to find out exactly what I owe so I can pay them off and be done with them forever but no response at all can't wait one more month then done Never again will I use a crooked company such as this Got sucked into a 2600 dollar loan in the fine print it will never happen again sorry to hear that this has happened to you as well and I got no tablet at all

Pissed o Pbs
map-marker Yellowknife, Northwest Territories

No statements no phone calls nothing and now they put me as bad credit with credit Bureau

How I found about I owe Skycaps is when I applied for credit with someone, they said I have bad credit with skycap, how? I don't recall getting any credit from skycap few years ago they say, now I have a $6,000.00 debit with them, I have never received statement nor a phone call, I must have provided them with my contact information when I applied, why didn't contact me??? these people are crooks, how the *** do they help people built up people's credits if they built bed credits for you them self's??
View full review
Loss:
$5000
Cons:
  • No communication
Reason of review:
bad credit

Preferred solution: Full refund

Anonymous
map-marker Saint John, New Brunswick

Beyond pissed

Skycap you totally SUCK!!!!!! THAT IS ALL!!!!
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Patrick T Qfa
map-marker Grande Prairie, Alberta

Draining money fro. Bank have never recieved anything

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I applied to have them help me rebuild my credit i have yet to rrcieve anything from this scam they keep trying to withdraw money fro. My account resulting in being withdrawn over 150 .00 that may no seem like much but i am on income support and now will not be able to pay bills at month end i live in a shelter already and if they toss me i will have nowhere to go 00
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Jana T Ugv

Debiting my Bank Account - No Dealings With Them

I called them after having them debit my account four times for $98 each. They told me they have a signed contract and that it was signed by ME. I explained that I have not received any funds from them - I would recall a mystery sum of money entering my account. They will not send the contract to me...a contract I most definitely DID NOT sign. I am disputing with my bank as well and would urge everyone else in similar circumstances do the same.
View full review
Loss:
$392
Cons:
  • Scam
Reason of review:
SCAM

Preferred solution: Full refund

Tricia k Gov

Crooked rip off artists

Updated by user Feb 09, 2019

I would like to know how a company can ruin your credit when you had no contract with them. In today’s day and age you would think this could be stopped STAY AWAY FROM THIS COMPANY they are crooks 7500.00 is what they have put on my credit report for collections when they have done nothing for it and I didn’t have anything signed with them

Original review Jan 10, 2019
I applied for an account here in 2015. They were suppose to help me build my credit up. I never received a cent from them what I did receive was a used tablet that didn’t work. I cancelled the services and they have sent a collection agency after me for $7569.00. Biggest scam company I have ever seen. I don’t understand how a company who never did a thing for me can ruin my credit. CROOKED COMPANY
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Reason of review:
Bad quality
1 comment
Guest

The same thing happened with my husband we just find that on his credit report he have them for collection 3000$ what should we do??

bob m Bxy
map-marker Kitchener, Ontario

Big tip off

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i got into a little trouble a few years ago they said they could help get my credit back up for 4 years they took 98.00 a mnt i was told in wound get 2500 back at ghe end and they report to the credit board now they are gone after the years are up
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Susan S Vjo
map-marker Kingston, Ontario

Pissed off

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My niece who has paid in full her loan has waited since August to receive her prepaid credit card. The sad part is she was in a terrible accident in November 2017 and is now in a wheelchair for life. It was a struggle to pay this through the last 6-8 months but with family help it was done. Now they don’t want to keep their part of the bargain. All we get is we are looking into it. Well look harder. She is has been dealing with a man name Robert. We need this resolved as she needs that money to to put on Christmas for her children being a single parent you should be able to see how hard this is. I am her aunt and have said all along that you people are scammers. Go ahead prove me wrong
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Loss:
$1500
Cons:
  • Run around my niece is receiving
Reason of review:
Poor customer service

Preferred solution: Deliver product or service ordered

About

Summary

SkyCap Financial specializes in alternative financing. The company was founded in 2013. Its headquarters is based in Kingston, Ontario, Canada. SkyCap Financial offers personal and debt consolidation loans. To provide any loan the company considers customer’s credibility, stability, and current income. The approval is issued within 24 hours after the application completion. It is possible to borrow up to $10,000 with terms from 9 months to 36 months. SkyCap Financial works with individuals and businesses, customers with low credit score as well as bankrupts. Loan payment is withdrawn automatically from customer’s bank account. Custom payment options are possible. Application can be filled out on the company website.

Skycap Financial reviews and complaints

Skycap Financial is ranked 827 out of 3936 in Financial Services category

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